payment issue

Hi, Can someone please help me. I've purchased an iPad air with an Apple pencil just now. At first, I used my first bank account to purchase but it turns out declined it. After that, I switch to another bank account to purchase it also said that "Your order is on hold due to there's issue with payment and have not been charged for the order yet". But then I login into my Bank account and check my account balance shows it has been deducted for the amount for the apple pencil. I go and check again the order status, for the apple pencil it states that" we're waiting for your payment". have anybody experience this kind of issue before, please help me. I don't want to waste my money for nothing. It is not cheap for the price.