Do medical debt affect my chances of getting approved?

Question

Do medical debt affect my chances of getting approved?

If I have a low credit score, but only due to medical debt, and I have no other debts at all on any of my credit reports, such as any kind of loan be it a car loan, house mortgage, personal loan etc. what are my chances for getting approved for the credit card?

Posted on Jul 23, 2021 9:43 PM

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Answer 1

Jul 23, 2021 10:13 PM in response to muguy

I’ve included some info from that link you sent that I found interesting.

If you're behind on debt obligations or have previously been behind

You are currently past due or have recently been past due on a debt obligation.
Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).

👇🏻👇🏻👇🏻👇🏻👇🏻👇🏻

****You have two or more *NON MEDICAL* debt obligations that are recently past due.***

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Answer 2

muguy

Level 9

76,165 points

Jul 23, 2021 9:46 PM in response to Kaylathegreat07

Your guess is as good as ours. Some details are at How your Apple Card application is evaluated

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Do medical debt affect my chances of getting approved?

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