I have already paid off my apple card for the month and I'm expecting a refund on a previous purchase (not an apple product). Since I have an installment, it's reflected in my available credit, so will my refund go to that or will I get it as a credit on the card?
Yes, when you charge an item(s) to your Apple Card, the entire purchase price is added to your total balance. An installment plan is just a method of extending the monthly payments and if paid per the installment agreement no interest will be charged.
Yes, but my card balance is already paid off.
...There's no active balance on the account after you pay your monthly installment and any other charges. The total for the installment is reflected in your available credit though.
Hi, the refund will be applied to the balance due before being applied to the installment plan purchase(s). You can not designate what gets paid first on your Apple Card. I hope this helps.
https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf
If your account is paid in full you have no installment plan, correct? So, which is it? 😀 If you have a refund/credit due, it’ll probably be applied to your Apple Cash balance.
You can contact GS support team for confirmation.
CONTACTING US — Goldman Sachs Bank
Except as explicitly set forth in this Agreement, you can contact us with questions or other matters about your Account by:
• Using Messages, chat with an Apple Card specialist.
• Calling us toll-free at 877-255-5923; or
• Writing to us at Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.
If you attempt to contact us by other means, we may not receive your message and may not be able to respond in a timely manner, or at all.
refunds when you have an installment balance on apple card?
