HDD RAID for Time Machine backups – APFS or HFS + encrypted or not?
I recently acquired a 2-drive HDD RAID I'd like to use in RAID-1 for Time Machine backups of an iMac whose APFS-formatted Fusion drive is FileVault encrypted. Two questions somewhat related to this thread: https://discussions.apple.com/thread/252536795
1.) Previously, APFS was not recommended for HDD formatting. Today, with macOS 11.5, is that still the case? Does that apply equally to single-HDD applications as well as RAID (specifically RAID-1)? Are there any security/performance pros/cons to consider between APFS and Mac OS Extended when formatting an HDD RAID that will be used for Time Machine backups?
2.) When Time Machine backs up an encrypted drive, are the backup files already encrypted by default, or are they unencrypted while being backed up to an unencrypted drive? I'm trying to weigh the pros and cons of encrypting the Time Machine backups.
iMac 27″ 5K, macOS 10.15