My new phone is stuck on updating to 14.7.1. While transferring from old phone to new

Here are some articles that may help.

• Apple logo with progress bar after updating or restoring iPhone, iPad, or iPod touch - Apple Support
• Transfer data from your previous iOS device to your new iPhone, iPad, or iPod touch - Apple Support
• Use Quick Start to transfer data to a new iPhone, iPad, or iPod touch - Apple Support
  • "Transfer times can vary based on factors such as the connection type that you're using, network conditions, and the amount of data being transferred."

The issue is the phone is stuck on the install now stage but it wont install and until I do update it wont transfer data. Its not addressed in any of the links above. The info these links is useless.