Hello Jet787,
We can see you're using What does iCloud back up?, and have a question about backing up your photos.
To make sure we understand your question, we wanted to clarify what is in the guide you shared. If the photos are on your iPhone and you're not using iCloud Photo Library, they would be included in your iCloud backup. They are backed up in their current state when the backup is created.
If you're using iCloud Photo Library, the photos are not included in your iCloud backup as you've mentioned. We'd like you to check this out: Set up and use iCloud Photos. We'd want you to focus in on "Download your photos and videos from iCloud.com" as it tells you how to keep the original way the photo was captured if you'd like. If you're concerned about a photo that you'd always like to have, make sure to preserve it in a download or backup.
You've also mentioned you'd like to leave feedback for Apple. To do this, use the link: Product Feedback - Apple
We hope this helps!