$7.99 month charge
I’m getting a 7.99 a month charge and I have no subscriptions on my Apple account. What is it for?
iPhone XS, iOS 14
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As you are being charged the same amount every month, it sounds like this could be a subscription.
You can view and cancel your subscription following the steps at How to cancel a subscription from Apple – Apple Support
You could potentially try and claim a refund by contacting Apple's Form > Request a refund for apps or content that you bought from Apple – Apple Support however this isn't guaranteed and it is up to whether Apple allow the refund or not.