Apple Pay via text is not working on my 13max pro. What are my options?

Hi honor113!

1. As you can see, the services were not available at the time. Next time, check out Apple’s system status website.
2. May be there is an issue with apple pay under iOS 15. Check the list to fix the issue in the link below:

https://nerdschalk.com/apple-pay-not-working-on-ios-15-how-to-fix-in-5-ways/

All the best!

Greetings, honor113.

Welcome to the Apple Support Communities. It’s understandable that you’d want to resolve the issue with being unable to send Apple Cash payments in Messages. 

It looks like you’re reaching out to us from this resource: Make purchases using Apple Pay 

While that resource contains a lot of great information, this one may be better suited to help you to resolve it: If you can't send or receive money in Messages with Apple Cash 

We hope this helps! Thanks for being a part of the community.

Sincerely.