Apple_core_follower wrote:
...automatic updates until Monterey is mature with no bugs and a good reason for installing.
As complex as operating systems are these days and the millions of computers with untold number of variations in installed software and attached hardware and the wide range of user computer "savvy" there will always be an issue with someone with any operating system install, i. e. you will be waiting forever for a "bug free" version.
However, a large majority of people will be installing and using Monterrey 12.0.1 without issue. And of course , there will be things found and fixed because of the operating system being released to millions vs, beta testing with just a few thousand.
How long to wait depends on your circumstances, the apps and hardware you own. You can also just do due diligence on your own and check compatibility of your apps and hardware with the OS and plans by the various vendors to become compatible, if they are not already. Then decide if you want to upgrade.
Also, if you have a sound backup strategy, the risk would be low in terms of recovering to a pre-upgrade state.