2 Cents worth here.
The Apple Walled Garden of what works and does not work especially when introducing third party hardware has become higher with each new OS.
What worked in Catalina may not work in Big Sur and what worked in Big Sur may not work in Monterey as evidenced here and other places on the ASC Forums.
Example specific to Monterey >>
There are reports appearing on the ASC Forums regarding failed installation of Monterey on older Qualifying Apple Computers. In most cases this is related to having a NON Apple Original internal drive ?
The same After Market Drive may have worked in Big Sur but does not work in Monterey.
The EFI Boot ROM included in Monterey is verifying for Original Apple Drive and if not found , may Balk or fail to upgrade to Monterey.
Reports indicate the EFI BOOT ROM is Required to Flash the Computer and is a requirement for a Successful Monterey Installation.