Moving photo album from phone to mac without having enough iCloud?

This is driving me nuts! Can anyone help? I have a new phone and love that I can create photo albums quickly when taking photos, yet I don't have enough iCloud storage to sync the album to my mac (if this is even possible) as i have lots of photos.

I can download to mac via usb, but this does not organise in an album and move the individual photos meaning i have to sort them again into album on my mac.

Can someone point me in the right direction amongst the many toggling in settings?

Thanks