My 24in M1 iMac Flashes Pink, Crashes and Corrupts Hard Drives CONSTANTLY

Hi. I have had my computer since September and the following things crash my computer.

Watching youtube

Plugging in/Unplugging an external hard drive

Using any external display

charging my keyboard/trackpad

Transferring files from/to hard drive

Closing heavy programs (photoshop, final cut ect.)

a few others that I cant remember right now

I have done tons of research on the issues and found out so many others have the same issues, but with no fix. It flashes a pink screen for a second and then reboots. sometimes getting stuck in a loop of restarting. Then when I try to report it, the reporting app crashes so I cant even send the issue to apple...

Other important info:

All of my hard drives are seagate brand

OS is Montery

I use a 3rd party usb hub (but it doesnt matter if i use it or not)

I'm desperate for a solution...11 total corrupted hard drives, over 70 terabytes of information, 300+ total crashes, $10,000 in lost files...