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I have bad credit and can't obtain any type of Apple phone and I really like their services and their security in their phones

So just cuz I have bad credit I can't go purchase an iPhone and make payments I gotta pay cash and I can't do that and I can easily make the payments I feel that they should maybe make a platform for this so they can get more customers and help more people it really does limit people almost like they're not worthy you know some places go off good faith and customers but I don't see none of that here or opportunities

iPhone XS

Posted on Jan 15, 2022 3:49 PM

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Posted on Feb 14, 2022 9:07 PM

I have the same issue I’ve never had a credit card or anything before and I’m 44yrs old. I applied for a credit card and I always get denied. The only marks on my refit history is from years ago and most of them are old hospital bills. I have such a hard time when it comes to getting something and I don’t think it’s right to do to someone. They do need to have something for people that are having issues with things that aren’t really important. I would definitely recommend it to so many of my other family and friends

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Question marked as Top-ranking reply

Feb 14, 2022 9:07 PM in response to Actionmac87

I have the same issue I’ve never had a credit card or anything before and I’m 44yrs old. I applied for a credit card and I always get denied. The only marks on my refit history is from years ago and most of them are old hospital bills. I have such a hard time when it comes to getting something and I don’t think it’s right to do to someone. They do need to have something for people that are having issues with things that aren’t really important. I would definitely recommend it to so many of my other family and friends

Jan 15, 2022 4:09 PM in response to Actionmac87

You’ll need to try to fix your credit. Their are free credit repair companies in most communities. Try Googling credit repair and the name of the city you live in.


You can also try to set up something with a family member to make payments on a phone. After all, if your family doesn’t trust you enough to loan you money, why should anyone else?

Jan 29, 2022 1:07 PM in response to Actionmac87

If your credit isn’t the best, you may want to try to purchase an iPhone (latest models included) through your mobile phone provider. They put you on a payment plan and there are no interests charged either. That way you can afford them and pay through 24-36 month periods and get the latest iPhones from Apple without having to wait for your credit to be fixed. I know that T-Mobile, AT&T, etc. and others currently do this and they do it with iPads too. I also know that applying doesn’t affect your credit history at all when you do it through T-Mobile. You can get an iPhone 13 with $0 down and $33.34 per month for 30 months, for instance. See below. I’m just letting you know that there are options out there other than through the Apple Card, in case you need an iPhone ASAP.


Good luck!


Jan 28, 2022 7:53 AM in response to Actionmac87

I've been an Apple user since late 80s high school/college desktop publishing/journalism.

However, once I became disabled I was unable to afford any new Apple products.

In the last year I was able to find a very affordable refurbished iPhone SE 2020 through TracFone...prior to that I bought 27" Apple cinema display + mac mini 2014 from our local college via Public Surplus online auction.

Not advertising, just sharing/sparing you months of endless search AND RESEARCH I did to find those 3 purchases!

Hopefully, you can find similar options.

I have bad credit and can't obtain any type of Apple phone and I really like their services and their security in their phones

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