How do I get approved
I want to apply for apple credit card what’s the credit score requirement
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Every credit report is unique, just like every individual that applies. Here is a link to a support article that goes through how an Apple Card MasterCard application is evaluated,
How your Apple Card application is evaluated – Apple Support (AU)
Ive heard of applicants with a FICO score in the 800’s being declined and also heard of people being approved with scores in the 500’s.
Your credit score will not be affected just by applying for an Apple Card. Goldman Sachs does a soft pull of your credit report from TransUnion. They pull a FICO 9 score which is different from a FICO 8 or VantageScore 3.0 which is what most applicants are more familiar with.
If your application is approved you’ll receive an offer to open an account and you’ll be shown the APR (annual interest rate) and Credit Limit. If you accept the offer Goldman Sachs will do a hard pull. A hard pull of your credit report will affect your credit score/report and generally will lower your score temporarily. But everyone is Diane it’s impossible for anyone to predict.
You have 30 days to decide if you want to accept the offer. If you decline the offer, your score will not be affected.