I think I’m good to go. Thanks. Those On My iPad files are also on an external drive, so they’re backed up, just not as conveniently as having them available on the iPad. I’ve got lots of memory on my iPad, but not as much on iCloud.
So, just to check my (growing, I hope) knowledge …
Files I store on the iCloud “live” on the iCloud and are accessible to all my other devices, but not available unless I’m online.
Files in On My IPad “live” on my ipad, are available offline, but are backed up on the cloud and therefore still take iCloud space.
THIS IPAD > “Files” in the Backup sequence ONLY refers to those FILES found in the FILES app under On My iPad folder. Therefore if I toggle of Files in that Backup sequence, there isn’t anything else on the iCloud that’s going to get deleted other than the backup copy of those specific Files in the On My iPad folder.
Thanks.