A payment & shipping

I can’t remove my Visa card off my phone

From your iPhone -> go to Settings -> your profile -> scroll to Payment and shipping -> tap on it.

You can add / edit a payment method.

Scroll to Address -> you can change / edit your address.

How to change payment methode -> Sign in to your Apple ID account page and edit your Apple ID details.

https://appleid.apple.com

On the Sidebar click Payment methods -> then tap Payments Methods and tap Manage payment method.

See also this Apple articles:

Change, add or remove Apple ID payment methods

Change, add or remove Apple ID payment methods – Apple Support (UK)