I can't upgrade to iCloud+ on my iPhone
I can't upgrade to icloud+; my payment info is there and i follow the process in settings, but it doesn't change to icloud+. iphone12
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Check -> Sign in to your Apple ID account page and edit your Apple ID details.
On the Sidebar click Payment methods -> then tap Payments Methods and tap Manage payment method.
See also the following Apple articles:
Change, add or remove Apple ID payment methods
Change, add or remove Apple ID payment methods – Apple Support (UK)
Add money to your Apple ID balance
Add money to your Apple ID balance – Apple Support (UK)
Payment methods you can use with your Apple ID
Payment methods you can use with your Apple ID – Apple Support (UK)
Then try again -> Upgrade to iCloud+
Upgrade to iCloud+ - Apple Support