apple pay

Apple Pay isn't compatible in the Philippines. It isn't listed in the link posted above. If it was compatible, it would be listed separately, as shown in the Singapore section.

Yes, see Payment methods you can use with your Apple ID

Payment methods you can use with your Apple ID – Apple Support (UK)

👉 Philippines

• GCash
• PayMaya
• Most credit and debit cards
• Mobile phone billing (through supported network providers)