Thanks for getting back to us, Heiki81. It's appreciated.
We have a couple of more steps to try:
If Personal Hotspot is not working on your iPhone or iPad (Wi-Fi + Cellular) - Apple Support -- If you're using an iPhone 12 or later, try turning on "Maximize Compatibility” under Settings > Personal Hotspot. Also, make sure the device you’re connecting with is also fully up to date.
Update your carrier settings on your iPhone or iPad - Apple Support -- If there's a carrier update for your iPhone, follow these steps to update the carrier settings.
Once those steps have been performed, see if Personal Hotspot working as expected.
Get Support -- If the issue persists, please contact Apple Support for further help.
All the best.