Apple Credit Card APR
How does one try to get the APR reduced? I have awesome credit and the info says that their rates are based on creditworthiness. I’m paying the top percentage.
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There is no process to apply for a reduction in APR. It’s raised and lowered by the Prime Rate. There’s more to credit than a credit score. Risk is a large factor in establishing credit limits and APR. If you reduce Goldman Sachs risk, they reduce you APR after a few months. It’s been reported on various social media sites that the cardholder asked GS to reduce their credit limit and several months later they were notified their APR was lowered. Again, lower the risk and you might be rewarded with a lower credit limit.