Don't know how to be sure iCloud has me covered?

onejorja wrote:

I thought that icloud stores our pictures & amybe other important stuff? Just need educated on whatever they do & can't seem to find out online how to be sure I'm covered? I know in the padt I've paid ...seems like $9.99 a couple of times?????

It either 1 or 2 things with icloud: It is not for storage.

You either back up to it What does iCloud back up? - Apple Support

Or you sync to it Set up and use iCloud Photos - Apple Support Use iCloud.com to restore and recover iCloud information - Apple Support

Apple automatically provides every user with 5GB of free iCloud storage. You can use this storage to back up apps, images, videos, or documents. But 5GB fills up fast; additional storage(Which opens in a new window) starts at $0.99 per month for 50GB in the US. With Apple One(Which opens in a new window), you can also bundle iCloud storage with other Apple services, like Apple Music, Apple TV+, Fitness+, and more.

To automatically back up your device each day, turn on iCloud Backup via Settings > [your name] > iCloud > iCloud Backup and toggle iCloud Backup to on. If you're using iOS 10.2 or earlier, go to Settings > iCloud > Backup. The device will then back up when your phone is connected to power, locked, and on Wi-Fi.

To manually back up your phone via iCloud, navigate to Settings > [your name] > iCloud > iCloud Backup > Back Up Now. Here, you can also see the last time your device was successfully backed up.

onejorja wrote:

Don't know how to be sure iCloud has me covered?

Covered for what?