What’s wrong with my Apple Pay account

Hello mandeep253,

That's a wonderful question and you've come to a great place for help. We see you came from the article: If your Apple Cash account is restricted or locked

The related article provides great steps to help resolve this issue and we're glad you had the opportunity to review those steps. If you've completed those steps and still have issues with your Apple Pay account being restricted, you'll want to reach out to Apple next. They'll be able to take a closer look in to this issue. You can find their contact details via the link below.

Contact - Official Apple Support

Take care!