Passwords not shared between IOS and OS/X despite both having iCloud Keychain turned on
For quite some time, I've been noticing that password changes between my mac and iPhone are not picked up between each other, despite iCloud keychain being turned on for both. Both have autofill turned on in Safari. As a test (and yes, I kind of hate myself for having done this ;) ), I turned iCloud keychain off for the mac and did not save passwords local. All my passwords for sites disappeared. I turned it back on and... still no passwords. Now, if I need one, I have to use airdrop to send it from my phone to my mac.
When I open Keychain on the mac and look at iCloud, I DO see passwords going back to 2018. It's a bit harder to tell on IOS, but I see passwords as far back as at least 2020.
I am wondering if this might be a trust issue between the phone and mac. I can't connect my phone to the mac by usb right now, as it says I need a software update when I do, and that update always fails, even since I upgraded to IOS 15.7 (I'm on OS/X 10.15.7).
If there is no obvious answer, anyone know how to airdrop all the passwords from my phone to my mac? I'm not going to go through one by one... Thanks!
Mac mini, macOS 10.15