How to get cash back

Hello,

Thank you for reaching out to Apple Support Communities, and we'll be happy to help in any way we can. We understand you have questions about Apple Cash. Check out the infotmaion her on how to use it to answer your question: Send and receive money with Apple Cash - Apple Support

"How to send money in the Wallet app using Apple Cash

1. On your iPhone, open the Wallet app. Then tap your Apple Cash card.
2. Tap Send or Request, then select or add the person you want to send money to.
3. Tap Next, then enter the amount you want to send.
4. Tap Send, then tap the Send button  to review or cancel the payment.
5. Confirm your payment with Face ID, Touch ID, or your passcode.

If the person you sent money to has not accepted the money yet, you can cancel the payment.

Ask Siri

On your iPhone or Apple Watch, say "Hey Siri," then say something like, "Send 25 dollars to Jane using Apple Cash." Then tap Send.

Use a debit card to send money

By default, your Apple Cash balance is used to send money. If you don't have enough money in your Apple Cash balance to send the payment, you can pay the remainder with a debit card in Wallet. You can see which card is being used on the confirmation screen.

Learn how to add a debit card to Wallet if you don't have one added.

Change your payment method

To change the debit card being used to send money, tap the arrow . Then choose the card that you want to use, and check that the correct billing address is selected for that card.

You can also choose not to use your Apple Cash balance by turning Apple Cash off under Payment Method.

How to send a request for payment

When you send someone a payment request using Apple Cash, they can change or confirm the amount that they want to send.

On your iPhone or iPad

1. Open a conversation in the Messages app or start a new conversation.
2. Tap the Apple Cash button . If you don't see the Apple Cash button, tap the App Store button  first.
3. Enter an amount, then tap Request.
4. Tap the Send button  to request a payment.

On your Apple Watch

1. Open the Messages app and choose a conversation.
2. Tap the App Store button , then tap the Apple Cash button .
3. Enter an amount, then swipe on the Send button to show the Request button.
4. Tap Request.

From the Wallet app

1. On your iPhone, open the Wallet app. Then tap your Apple Cash card.
2. Tap Send or Request, then select or add the person you want to request money from.
3. Tap Next.
4. Enter an amount, then tap Request.
5. Tap the Send button  to request a payment.

How to automatically or manually accept payments

The first time that you use Apple Cash, you have 7 days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.

When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away1 to send to someone, spend with Apple Pay, or transfer the money to your bank account or eligible debit card.

On your iPhone

1. Open the Wallet app, then tap your Apple Cash card.
2. Tap the More button , then tap Card Details .
3. Tap Automatically Accept Payments or Manually Accept Payments.

If you choose Manually Accept Payments, you'll see Accept in the message when someone sends you money. You have 7 days to accept the money.

To reject a payment, open the Wallet app on your iPhone, tap your Apple Cash card and find the payment under Latest Transactions. Tap the payment, tap the payment again, then tap Reject Payment.

On your iPad

1. Open the Settings app.
2. Scroll down and tap Wallet & Apple Pay, then tap your Apple Cash card.
3. Tap Automatically Accept Payments or Manually Accept Payments.

On your Apple Watch

1. Open the Apple Watch app on your iPhone.
2. Scroll down and tap Wallet & Apple Pay, then tap your Apple Cash card.
3. Tap Automatically Accept Payments or Manually Accept Payments.

When you change the setting on one of your devices, it updates the setting on all of your devices.

How to cancel or dispute a payment

1. Open the Messages app, then open the conversation and tap the payment.
2. Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.
3. Tap Cancel Payment.

If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.

It might take 1-3 business days for the money to be refunded, depending on your bank or card issuer.

Apple Cash person to person payments are just like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us.

What you need

You and the person that you're sending money to or receiving the money from must:2

• Have a compatible device with the latest iOS or watchOS.
• Use two-factor authentication with your Apple ID and sign in to iCloud and iMessage with the same Apple ID on any device that you want to use to send or receive money.
• Make sure that there's enough money on your Apple Cash card or that you have an eligible debit card in Wallet if you're sending money to someone.

Learn more

• Learn about limits, including how much money you can send and receive with Apple Cash. 
• Manage the devices that you can use to send money."

We hope this helps.

Cheers!