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Apple Pay declined but bank account says payment pending

I ended up making 3 APPLE PAY payments to NCP. First 2 on one card said payment process failed/ incomplete. For 3rd attempt I used another card which said payment declined. So then paid by manual online entry & got immediate email receipt for payment.


Now my 2 bank accounts have the ‘failed’ APPLE PAY transactions down as pending…. So did they go through or not???? I got no receipt for these..

Posted on Oct 10, 2022 5:54 AM

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Posted on Oct 10, 2022 6:04 AM

A failed transaction might “sit” in your wallet register for a few days.


However, when the corresponding merchant’s CCard “nightly transaction” never arrives - which is what changes a wallet entry from “pending” to “cleared”, it should automatically “delete.”

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Apple Pay declined but bank account says payment pending

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