what is AT&T Installment Plans when buying an iphone 14
My provider is AT&T for a few months and when I buy a new iPhone 14 from the store, can I choose finance?
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You can choose whatever you want. It's entirely up to you how you want to pay for it.
You'll be tied to AT&T for 36 months or until you finish paying off the iPhone, and the iPhone will be locked to AT&T until they unlock it, which only happens when you finish paying for it. You won't be able to use it with any other carrier until you finish your commitment with AT&T.
Δ AT&T Special Deal: Monthly price reflects net monthly payment, after application of AT&T trade-in credit applied over 36 months with purchase of an iPhone 14 Pro, iPhone 14 Pro Max, iPhone 14, or iPhone 14 Plus and trade-in of eligible smartphone. Receive credit with purchase of an iPhone 14, iPhone 14 Plus, iPhone 14 Pro, or iPhone 14 Pro Max of either $800 or $350 (based upon the model and condition of your trade-in smartphone), max bill credits will not exceed the cost of the device. Requires upgrade of an existing line or activation of a new line and purchase of a new iPhone 14, iPhone 14 Plus, iPhone 14 Pro, or iPhone 14 Pro Max on qualifying 36 month 0% APR installment plan, subject to carrier credit qualification. AT&T Installment Plan with Next Up is not eligible for this promotion. $0 down for well qualified customers only, or down payment may be required and depends on a variety of factors. Tax on full retail price due at sale. Requires activation on eligible unlimited plan. If you cancel eligible wireless service, credits will stop and you will owe the remaining device balance. Activation/Upgrade Fee: $35. Trade in device may not be on existing installment plan. Bill credits are applied as a monthly credit over the 36 month installment plan. Credits start within 3 bills. Will receive catchup credits once credits start. Wireless line must be on an installment agreement, active, and in good standing for 30 days to qualify. Installment agreement starts when device is shipped. To get all credits, device must remain on agreement for entire term and you must keep eligible service on device for entire installment term. Limited time offer; subject to change. Limits: one trade-in per qualifying purchase and one credit per line. May not be combinable with other offers, discounts, or credits. Purchase, financing, other limits, and restrictions apply. Price for iPhone 14 and iPhone 14 Plus includes $30 AT&T connectivity discount. Activation required.
Link-> https://www.att.com/support/article/wireless/KM1106686/