Hey John Dwight,
Thanks for posting in Apple Support Communities. Since your test does work, it seems that your settings are probably correct. However, it could be that this is due to a season change. As mentioned in Use automations in Home on iPhone - Apple Support, "If you choose Sunset or Sunrise, times vary as the season changes.
You can also set an automation to only occur after sunset, which is useful for turning on lights just when they’re needed." Have you tried the setting for when arriving at or leaving a location to see if your lights will come on when you get home? That is from the same article and may isolate the issue to a time change or seasonal issue.
When arriving at or leaving a location: Tap People Arrive or People Leave. Choose when the automation is activated by people arriving or leaving, the location, and the time the automation works.
If you need more help, it may be best to reach out to Apple Support.
Best of luck.