What is a default payment method?

Hello cecily27,

Thanks for choosing the Apple Support Communities. You default payment method is the primary method in which you pay for goods and services using your Apple ID. This resource will tell you how to set up your default payment method as well as how to change it.

Change or remove the payment cards that you use with Apple Pay - Apple Support

"Change or remove the payment cards that you use with Apple Pay

You can change your default card, remove a card from Apple Wallet, or update the billing and contact information that Apple Pay uses for in-app and online purchases.

Change your default card

The first payment card that you add to the Apple Wallet on a device becomes your default card for that device. When you add more cards, you can change your default card.

How to change the default card for Apple Pay on your iPhone

1. Open the Wallet app.
2. Touch and hold the payment card that you want to set as your default card.
3. Drag the card in front of your other cards.

How to change the default card for Apple Pay on your Apple Watch

1. On your iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Under Transaction Defaults, tap Default Card.
4. Tap a card to set it as your default card.

How to change the default card for Apple Pay on your Mac or iPad

1. On your device, open Apple Wallet settings.

• On your Mac with Touch ID, go to System Preferences > Wallet & Apple Pay.
• On your iPad, go to Settings > Wallet & Apple Pay.

1. Select a new default card.

• On your Mac with Touch ID, choose a card from the menu.
• On your iPad, scroll down to Transaction Defaults > tap Default Card and choose a card.

Remove a card from Apple Wallet

You can remove a debit or credit card from your device.

How to remove a payment card on your iPhone or iPad

1. In the Wallet app, tap the card that you want to remove.
2. Tap the More button .
3. Scroll down and tap Remove This Card.

How to remove a payment card on your Apple Watch

1. On your Apple Watch, tap the Wallet app.
2. Tap the card that you want to remove.
3. Scroll down and tap Remove.

How to remove a payment card on your Mac with Touch ID

1. Go to System Preferences > Wallet & Apple Pay.
2. Click the card that you want to remove.
3. Click the Remove button .

Update your Apple Pay information

When you enter billing and contact information for a payment card in Apple Wallet, Apple Pay stores the information and uses it when you make purchases online and within apps.

How to update your Apple Pay billing information

• iPhone: In the Wallet app, tap a card > the More button  > Billing Address.
• Apple Watch: In the Apple Watch app on your iPhone, tap Wallet & Apple Pay > a card > Billing Address.
• iPad: In Settings, tap Wallet & Apple Pay > a card > Billing Address.
• Mac with Touch ID: In System Preferences, click Wallet & Apple Pay > a card > the Billing Address menu.

How to update your Apple Pay contact information

• iPhone: Go to Settings > Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email, and phone number.
• Apple Watch: In the Apple Watch app on your iPhone, tap Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email, and phone number.
• iPad: Go to Settings > Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email, and phone number.
• Mac with Touch ID: In System Preferences, go to Wallet & Apple Pay > Click Contact and Shipping, and update your shipping address, email, and phone number. 

Update your Apple Pay card number and expiration date

With Apple Pay, your payment card has a unique Device Account Number used to process payments and an expiration date associated with that Device Account Number.

If your card expires or you otherwise get a new card:

• The card number and expiration date linked to the Device Account Number should be updated automatically. 
• If your card issuer doesn’t support these updates, you might need to remove the card and add it again."

Cheers!