How does Apple Cash get loaded onto this virtual account?
I noticed that I have money on what’s called my Apple Cash. How does that money get loaded onto into this virtual account or onto this virtual card!
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If you have an Apple Card (Apple's Mastercr credit card), cash rewards from using it for purchases are add to Apple Cash. See details in https://learn.applecard.apple/benefits
If someone sends you money via Apple Pay, that goes to your Apple Cash. See: Send and receive money with Apple Cash - Apple Support
or you can add money yourself to Apple Cash. See: Add money to Apple Cash - Apple Support