I have cash pending. How do I get it

Hello vanessa098,

Welcome to Apple Support Communities. 

We understand that you have Apple Cash that is pending. We recommend using the steps as listed here to accept Apple Cash payments: Send and receive money with Apple Cash - Apple Support

How to automatically or manually accept payments

The first time that you use Apple Cash, you have 7 days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.

When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away1 to send to someone, spend with Apple Pay, or transfer the money to your bank account or eligible debit card.

On your iPhone

1. Open the Wallet app, then tap your Apple Cash card.
2. Tap the More button , then tap Card Details .
3. Tap Automatically Accept Payments or Manually Accept Payments.

If you choose Manually Accept Payments, you'll see Accept in the message when someone sends you money. You have 7 days to accept the money.

Once the Apple Cash has been accepted, you can use the steps as listed here to transfer the cash here: Transfer money in Apple Cash to your bank account or debit card - Apple Support

How to transfer money to your bank or eligible debit card

When you transfer money from your Apple Cash1 card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer2 to send funds instantly3 to an eligible Mastercard or Visa debit card.

You can also send money to an individual in Messages or Wallet.

Transfer instantly to an eligible debit card

First, make sure that your iPhone or iPad has the latest version of iOS or iPadOS and add an eligible debit card4 in the Wallet app.

Then, make an Instant Transfer:

1. Go to your card info:

• On iPhone: open the Wallet app, tap your Apple Cash card, tap the More button , then tap Transfer to Bank .
• On iPad: open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank .

1. Enter an amount and tap Next.
2. Tap Instant Transfer.
3. If you haven't added an eligible debit card, tap Add Card and follow the instructions on your screen to add a Mastercard or Visa debit card.
4. Tap Transfer. Then tap > to select the debit card that you want to transfer funds to and select the billing information for your chosen debit card.

Your funds should transfer within 30 minutes.

Let us know if you have further questions.

Take care.