Assuming my notes have been saving to iCloud with my regular backups, how do I retrieve them back to my phone?

Hi iClouddownloads

Welcome to the Apple Community.

Re: "Assuming my notes have been saving to iCloud with my regular backups ..."

Article from Apple Support: What does iCloud back up?

Backups "do not include information already stored in iCloud

such as Contacts, Calendars, Bookmarks, Notes, Reminders ...: (and much more in article).

_________________________________________________

Re: Notes: "how do I retrieve them back to my phone?"

What to do:

If you're missing notes on your iPhone, iPad, or iPod touch - Apple Support

Discussion thread on similar issue of retrieving notes:

my note disappeared from my iPhone. notes… - Apple Community

All the best :-)