Apple pay
How to reinstate Apple Pay after iPhone was reported lost and later found?
iPhone 13 Pro Max, iOS 16
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Hello ~ Take a look here by clicking on this Apple link…
Use Lost Mode in Find Devices on iCloud.com - Apple Support*
*Turn off Lost Mode on an iPhone, iPad, iPod touch, or Apple Watch
- In Find Devices on iCloud.com, click All Devices, then select the device that’s in Lost Mode.
- Click Lost Mode, click Stop Lost Mode, then click Stop Lost Mode again.
- You can also turn off Lost Mode by entering your passcode on the device.
Note: If you had any cards suspended when you put your device in Lost Mode (credit or debit cards for Apple Pay, or student ID cards or Express Transit cards), when you turn off Lost Mode and sign back in to iCloud, you can use them again.
Hope this helps.
~Katana-San~