Hi there Radicaal,
Have a look at the information below to learn what you can buy with your Apple Account balance:
What you can buy


You can use Apple Gift Card to purchase products or accessories at an Apple Store.
In countries and regions where Apple Gift Card is available, you can use your Apple Account balance to buy products and accessories at apple.com or in the Apple Store app. In these countries and regions, your Apple Account balance includes the balance from any Apple Gift Cards or App Store & iTunes Gift Cards that you have redeemed.

Buy apps, games, or in-app purchases from the App Store.

Buy music, movies, and more from the iTunes Store, Apple TV app, or Apple Books.

Pay for subscriptions like Apple Music, Apple Arcade, and Apple TV+. Or pay for subscriptions in apps from the App Store.

Pay for iCloud storage.
You'll find this information here: What you can buy with your Apple Gift Card or Apple Account balance
Keeping that in mind, you can't use your Apple ID balance in Apple Pay, however, you can try requesting a refund:
If you have Apple Account balance that you can't use
You can't redeem or return Apple Gift Cards, App Store & iTunes Gift Cards, or unused Apple Account balance for cash, except as required by law. If your jurisdiction allows for refund of redeemed gift balances, you can contact Apple Support to request a refund. When you contact Apple, include the following information:
- Your Apple ID.
- The refund amount.
- Your current shipping address.
Have a look at this link to learn more: Check your Apple Account balance
Take care.