I got a pop up said it was apple warning me that hackers are watching me

Apple will never post a message like this.

What you see is scam that is trying to trick you into purchasing useless software......or worse....provide personal info like your Apple ID and Password.

Delete the message and any other messages that say that your phone has a virus or hackers are watching you, etc.

"I got a pop up said it was apple warning me that hackers are watching me: Does apple put a pop up saying hackers are watching you? on iPhone 12"

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Report this Scam Message:

Do as I've instructed here: Using the Photos App to Report Scams - User Tips.

No, Apple would not. It's a scam.