This morning I transfer $200. 00 from Apple Cash yo my bank but my money didn’t appear in my bank

If it was a transfer to a bank account rather than an Instant Transfer to a debit card, it can take up to 3 business days. Also see the following from Transfer money in Apple Cash to your bank account or debit card - Apple Support

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after 2 hours, or you don't receive a 1 to 3 business day transfer after 3 business days, contact Apple Support.

If you think that you entered the wrong bank account or routing number, contact Apple Support.

This is primarily a user-to-user support forum; other Apple users like you.

Please read my previous reply again and also see the two sentences posted below.

If you did an Instant Transfer to a debit card, and the transfer didn't arrive within 2 hours, contact Apple Support.

If you did a transfer to your bank account, it can take 3 business days. If you don't receive a 1 to 3 business day transfer after 3 business days, contact Apple Support.