I canceled all my subscriptions that I had that I used my visa on and they have all expired but when I try to remove my card it says can’t remove card there is a active subscription on your account that require atleast one payment on file.

Hi Stargirlnuvi

Welcome to the Apple (user-to-user) Community

Here's Apple Support's method of removing a card:

How to delete an Apple ID payment method:

Remove a payment method from your Apple ID - Apple Support

Else:

Maybe you still have iCloud or ?

Apple Support's article:

If you can't remove a payment method from your Apple ID – Apple Support

says:

Eg: "If you have subscriptions such as iCloud+,

have an unpaid balance 

or use purchase sharing,

you must keep at least one payment method on file".

and

"If you still can't remove a payment method, contact Apple Support."

All the best :-)