How to not using a payment method for Apple pay

How do I download apps without adding a payment method? Ive had too many fraudulent charges from Apple to count. But I am unable to download anything without them wanting a credit or debit card.


iPhone 12, iOS 16

Posted on Mar 30, 2023 10:33 PM

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Question marked as Top-ranking reply

Posted on Mar 30, 2023 10:34 PM

Billing information is needed If you can't choose None as a payment method. The "None" option will not appear...


  1. If you have an unpaid balance or payment due
  2. If you have a subscription that automatically renews
  3. If you're using the iTunes Store or App Store for the first time
  4. If you are not in the country or region you’re creating an Apple ID for
  5. If you changed your country or region
  6. If you're a part of Family Sharing


1 reply
Question marked as Top-ranking reply

Mar 30, 2023 10:34 PM in response to Anitaluv143

Billing information is needed If you can't choose None as a payment method. The "None" option will not appear...


  1. If you have an unpaid balance or payment due
  2. If you have a subscription that automatically renews
  3. If you're using the iTunes Store or App Store for the first time
  4. If you are not in the country or region you’re creating an Apple ID for
  5. If you changed your country or region
  6. If you're a part of Family Sharing


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How to not using a payment method for Apple pay

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