Why are you taking 9.99 out of my acct each month

This is a user to user forum, you are not addressing Apple or Apple Support here. We users, are not taking anything out of your bank account.

Verify your recurring subscriptions by following the steps in the support document linked below, and cancel any you don't want or need.

click here ➜If you want to cancel a subscription from Apple - Apple Support

Also see this article:

If you see 'apple.com/bill' on your billing statement - Apple Support

The most important part of that article is "See your purchase history." If Apple does NOT show a record of the charges in your history, it is likely scammers have gained access to your credit card number and are pretending to be Apple. It happened to us.

If that is the case, only your CARD ISSUER can remedy it.

If Apple's history shows the charges, continue with the instructions in the article.