How do I get a savings account?

Let’s start with the basics for applying for an Apple Savings Account.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.7
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified

iPhone must be updated to latest version of iOS, 16.4.1 

Update your iPhone or iPad - Apple Support

Once you have checked and verified the above requirements you can follow the steps in this support article to apply for Apple Savings Account.

Set up and use Savings in Apple Wallet - Apple Support

If you need additional assistance or experience different issues please make and additional comment.

Try reading instructions. Oh, and your iPhone must be running the latest version of iOS which is 16.4.1 You must have 2FA (2 factor authentication) active. If your iPhone cannot update to that version then you will not be able to open a savings account.

Set up and use Savings in Apple Wallet - Apple Support