Unable to verify payment method on iPhone

A “payment declined” or “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

• Apple is not allowed to accept credit or debit cards in your country
• The card is not recognized in your country
• Insufficient balance or account in arrears
• Account suspended for suspected fraud (not necessarily by you)
• Error in card number
• Wrong expiration date
• Wrong security (CVV) code
• Address in your iTunes account does not match exactly the billing address for the card
• The card was not issued in the country of the iTunes store
• You are connected through a VPN provider that does not terminate in the country of the iTunes store you are connected to.

Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

As I said in this very thread a few days ago:

A “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected an account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

• Apple is not allowed to accept credit or debit cards in your country
• The card is not recognized in your country
• Insufficient balance or account in arrears
• Account suspended for suspected fraud (not necessarily by you)
• Error in card number
• Wrong expiration date
• Wrong security (CVV) code
• Address in your iTunes account does not match exactly the billing address for the card
• If you are trying to add the card to the Apple Wallet the issuer doesn't support the Wallet
• The card was not issued in the region of the iTunes store
• You are connected through a VPN provider that does not terminate near your actual location.
• If you have an expired or invalid card in your Apple ID account you must add a new card FIRST, then delete the expired card.

Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

Related issues for specific messages:

• If a message says 'billing problem with previous purchase' or 'verification required'
• Your account has been disabled in the App Store and iTunes

A “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of possible reasons the verification might be declined:

• Apple is not allowed to accept credit or debit cards in your country
• The card is not recognized in your country
• Insufficient balance or account in arrears
• Account suspended for suspected fraud (not necessarily by you)
• Error in card number
• Wrong expiration date
• Wrong security (CVV) code
• Address in your iTunes account does not match exactly the billing address for the card
• The card was not issued in the region of the iTunes store
• You are connected through a VPN provider that does not terminate near your actual location. For this, delete the VPN profile in Settings/General/VPN & Device Management/VPN. Don't just turn it off; delete the profile.

Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

Related issues for specific messages:

• If a message says 'billing problem with previous purchase' or 'verification required'
• Your account has been disabled in the App Store and iTunes

A “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected an account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

• Apple is not allowed to accept credit or debit cards in your country
• The card is not recognized in your country
• Insufficient balance or account in arrears
• Account suspended for suspected fraud (not necessarily by you)
• Error in card number
• Wrong expiration date
• Wrong security (CVV) code
• Address in your iTunes account does not match exactly the billing address for the card
• If you are trying to add the card to the Apple Wallet the issuer doesn't support the Wallet
• The card was not issued in the region of the iTunes store
• You are connected through a VPN provider that does not terminate near your actual location.
• If you have an expired or invalid card in your Apple ID account you must add a new card FIRST, then delete the expired card.

Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

Related issues for specific messages:

• If a message says 'billing problem with previous purchase' or 'verification required'
• Your account has been disabled in the App Store and iTunes

yeah the only way it worked for me was to use paypal to verify my payment information instead of typing in your card and everything. all i did for paypal was to create an account (since i didn’t have one) and put in my card information so it was really easy just to use paypal to verify.

That says you did not enter the CVV at all. It is a 3 digit number, usually on the back of the card, except for AmEx, which is 4 digits and is on the front of the card.

You need to have a valid payment method in your Apple ID settings to purchase anything→Add a payment method to your Apple ID- Apple Support

wajid105 wrote:

Hi Apple Support,

I'm a new iPhone user and I'm having trouble with my payment information. I'm trying to buy a Video Star subscription with my new debit card, but I get an error message saying my payment information is not valid.

Please help me resolve this issue.

Thanks!

Hi, wajid105,

This is not Apple Support. This is a user-to-user technical support forum. And the solution to your issue has been posted several times in the thread you just posted to, so please go back and read the other messages in the thread before your post.

When this happens, like it’s happened to all of us don’t panic. Click on the Paypal Option and create a account if you don’t have one already. Once you do that and update your billing info under paypal, all of your subscriptions will return to normal 100% as well as downloading free and paid apps. Using the method you used before for your subscriptions won’t work and will loop you for eternity unless you use the “Paypal” option.

My card keeps failing when I add payment method(no matter what payment method I add)

and when I verify my payment method all it says is “To avoid interruptions to your subscriptions and purchases, verify your payment information or add a new payment method.” This is genuinely frustrating and if I do verify it it just says to verify it

I can’t verify my my payment

I cannot verify payment information what’s happening..

sumeja225 wrote:

DID YOU FIND A SOLUTION

DID YOU READ THE 3 PAGES OF THE THREAD YOU POSTED TO THAT ANSWERS THE QUESTION SEVERAL TIMES?

I try to download an app but it asks me to verify so when I do it takes me to my billing info so I try to add my payment info to it and it just tells me this? It was working fine a week ago why is it doing this?

I am going insane I will pull out all my hair I’ve been screaming at my phone for hours I just want TikTok but ITS NOT LETTING MEE Y DO U WANT MY BILLING INFORMATION and I did give it to u BUT NOW WHYYYYY TF IS IT NOT LETTINF ME ANYMORE I swear I will commit