For a Series 7 Watch, I think you may be misinterpreting what happens with Optimized Battery Charging. Your watch should be fully charged when you take it off its charger. What it does however, is stop it from charging fully until it knows your schedule and when you are most likely to remove it from its charger. Read this carefully and note the part I highlighted:
With watchOS 7 and later, your Apple Watch learns from your daily charging habits to improve the lifespan of your battery. This feature, called Optimized Battery Charging, is designed to reduce the wear on your battery and improve its lifespan by reducing the time your Apple Watch spends fully charged. Optimized Battery Charging is on by default when you set up your Apple Watch or after updating to watchOS 7 or later.
When the feature is turned on, your watch delays charging past 80% in certain situations. In these situations, the watch's battery level remains between 75% and 80%. Your watch uses on-device machine learning to learn your daily charging routine so that Optimized Battery Charging activates only when your watch predicts it will be connected to a charger for an extended period of time. The algorithm aims to ensure that your Apple Watch is still fully charged when you remove it from the charger.
This would indicate it should be at 100% when you remove it from the charger. I'm going to assume you put your watch on its charger when you retire at night and don't check the battery level in the middle of the night while you sleep?
Now, with Apple Watch Ultra, it is different and it's "Optimized Charge Limit" (as opposed to Optimized Battery Charging) and usually will charge your watch up to 80% as opposed to 100%, likely because the battery is larger and most people don't need their Ultra to be at 100% when it is removed from the charger.