Does Apple drop you from a joint account when you apply for yourself

How can I apply for my own Apple Card and drop the membership I have in my husband's account? I though it will automatically drop me from my husband's account when applying.

Posted on Apr 27, 2023 12:17 PM

Reply
Question marked as Top-ranking reply

Posted on Apr 27, 2023 12:40 PM

Everyone is limited to one Apple Card account, whether it be individual or joint account. Just one Apple Card per person. When you’re a joint Apple Card owner and apply for an individual account, the joint account is closed for both co-owners. The other co-owner will need to apply for their own individual account and there is no guarantee either co-owner will be approved for an individual account. In addition the closed joint account must still be paid in full and each party is responsible for total balance due on the joint account. Until the joint account is paid in full, individual account could have a low Credit Limit or other restrictions, based on risks and liabilities of each co-owner.



1 reply
Question marked as Top-ranking reply

Apr 27, 2023 12:40 PM in response to Fontanezmm

Everyone is limited to one Apple Card account, whether it be individual or joint account. Just one Apple Card per person. When you’re a joint Apple Card owner and apply for an individual account, the joint account is closed for both co-owners. The other co-owner will need to apply for their own individual account and there is no guarantee either co-owner will be approved for an individual account. In addition the closed joint account must still be paid in full and each party is responsible for total balance due on the joint account. Until the joint account is paid in full, individual account could have a low Credit Limit or other restrictions, based on risks and liabilities of each co-owner.



This thread has been closed by the system or the community team. You may vote for any posts you find helpful, or search the Community for additional answers.

Does Apple drop you from a joint account when you apply for yourself

Welcome to Apple Support Community
A forum where Apple customers help each other with their products. Get started with your Apple Account.