Can I view my Apple Savings Account on desktop?

this needs to be corrected, I do not understand why the wallet is the only way to access my account.

Apple Savings requires an Apple Card Mastercard account. The savings account is not meant for the general public and is considered by many a benefit of have an Apple Card account.

There are many HYSA’s on the market and if Apple Savings doesn’t meet your needs, then move on to a product that offers the features and benefits you feel are essential.

So if I share my Apple Card Mastercard with my wife why can't she view my savings account? If its designed to only be used on the Iphone they should then allow you to select another apple Id to view the savings account if you choose. At least if the apple Id is in your family circle. They should be able to have access if the owner allows it.

No, currently Apple Savings account can only be viewed in the Wallet app on the their iPhone and iPad.

Because that's how Apple designed it to work. Both the Apple Card and the Savings account were designed from the ground up to managed with the iPhone. They simply are not like other services.

Accounts are single user accounts. Adding a co-owner or participant would not grant access to your account as they would be accessing their account in the wallet.