I don't think that I misunderstood.
My point is that the fears of swapping resulting in a premature wear of the internal drive are greatly exaggerated. FUD, I'd say.
Rather than severely reducing performance due to a misplaced fear, just enjoy your mac like Apple made it to be used.
If your M2 mac is a laptop, for sure the battery will give out long before the SSD does.
My daughter still uses a 2013 Retina MBP and the original SSD, despite being used every day for 10 years, is working just fine. My wife still uses my old 2014 Retina MBP, and same thing. Their batteries had to be replaced, the sound is funky, but otherwise these macs are still great.
That said: I do NOT advise anyone getting an M2 with a meager 8GB of RAM, unless the machine is only destined to a lowly web and e-mail use; especially not for stuff like video editing.
Note that this RAM is going to do the role that all the RAM and also the VRAM do in a machine like my 2019 MBP. And my 2019 mac one has 16GB of RAM plus 4GB of RAM.
Get your mac with 16GB of RAM at least; also, avoid the smallest size of drive if you can, as it is slower (it is not slow per se, but alas it is slower than their larger versions). That is my suggestion.