How can I add my spouse to my card?

How can I add my spouse to my card?

Posted on May 3, 2023 2:01 PM

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Question marked as Top-ranking reply

Posted on May 3, 2023 2:11 PM

Spouses can be either a Participant (authorized user) or a co-owner. Participants receive a card, but do not go through a credit check. Co-owners will have a soft pull done to approve them, and a hard pull of their credit report if they accept. This may affect their credit score.


This support article goes through the details and differences and responsibilities of participants vs co-owner.


Set up Apple Card Family and add a co-owner and participants - Apple Support


It’s very important that both iPhones are updated to the latest iPhone iOS before starting the process.


Update iOS on iPhone - Apple Support



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Question marked as Top-ranking reply

May 3, 2023 2:11 PM in response to johnfromjax

Spouses can be either a Participant (authorized user) or a co-owner. Participants receive a card, but do not go through a credit check. Co-owners will have a soft pull done to approve them, and a hard pull of their credit report if they accept. This may affect their credit score.


This support article goes through the details and differences and responsibilities of participants vs co-owner.


Set up Apple Card Family and add a co-owner and participants - Apple Support


It’s very important that both iPhones are updated to the latest iPhone iOS before starting the process.


Update iOS on iPhone - Apple Support



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How can I add my spouse to my card?

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