Can I use new card number and cardholder

Can use a different card number and cardholder

You can have a credit card / debit card on file and an Apple Account balance.

If you have set your Apple Account balance as your default payment method, your default payment method will be used first by Apple when you need to make a payment.

If you have 2 CC, and you have set one CC as your default payment method that will be charge by Apple.

The card must be associated with your Apple ID.

Some purchases might require you to have a credit card on file, even if you use your Apple Account balance to make the purchase.

See also -> Payment methods you can use with your Apple ID

Payment methods you can use with your Apple ID – Apple Support (UK)

fyi: Not all credit & debit cards seem to work with App Store / iTunes Store, try a different one, or preferably a credit card. If your card is not accepted as a paymenf method, you need to contact your bank.