I don’t have the option of removing/updating my payment method.

lgardn99 Said:

"I don’t have the option to remove/update my payment method"

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Removing and Updating Method of Payment::

A. Start Here: If you Need to Change or Update your Apple ID Payment Method - Apple Support

No success?...

B. For Financial Assistance, Contact Apple Store Support:

You need to contact Apple Support Directly. This is a User-to-User forum. We are all volunteers. So, as you may suspect, no one here has access to that information — and that is a good thing, BTW. That’s why for Financial Assistance, you need to contact Apple Support. They’ll see what’s going on and will run you through the fix.

Apple Contact Info:

• Contact Us - Choose Locations
• Proceed from there, as necessary
• Why the Wait: Phone calls are taking a bit to go through at the moment, due to lots of calls. With the Coronavirus Pandemic, many are at home at the moment, with much time on their hands to contact Apple. So, just stay on the line, and you will get throu

Check these links...

Add a payment method to your Apple ID - Apple Support

Remove a payment method from your Apple ID - Apple Support