I can’t set up the savings account

Sorry to learn you’re experiencing difficulties. Let’s start with the basics and continue to the application for Apple Savings Account. Updating your iPhone to iOS 16.5 or higher is necessary or the application links will not appear. Link to update is below.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified.
• iPhone must be updated to iOS 16.5 or higher.

iPhone must be updated to latest version of iOS, 16.5or higher, this requires an iPhone 8 or higher.

Update your iPhone or iPad - Apple Support

iPhone must be updated or you can’t apply. Your Apple Cash account must be verified to transfer funds from Apple Cash account.

Identity verification for Apple Card or Apple Cash - Apple Support

Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.

Set up and use Savings in Apple Wallet - Apple Support

If you would like to view a post with screenshots showing each step, follow this  link.

https://discussions.apple.com/thread/254807120

Please do not confuse Settings app for Wallet app! The Wallet app is where you start to navigate to for approval for Apple Savings account.

If you experience issues, please let us know by adding a comment to your post.

What model iphone do you have? Only iPhone 8 and newer are supported for Apple Savings.

Here is a screen shot of what you should see.

Is this what your seeing on your iPhone when you’re in the >> Wallet app << ?

I literally have all the requirements you listed. I do not have the option to setup up savings. This should not be hard to do. Make it make sense.

iPhone 14 pro max

Did you follow all the steps I outlined above?