I’m unsure what sabings is, but I’ll assume it’s Apple Savings. More than likely, it just involves updating the iOS on your iPhone to iOS 16.5. But I’ve included a list of things that may resolve your issue(s) if the update doesn’t resolve your issue.
Sorry to learn you’re experiencing difficulties. Let’s start with the basics and continue to the application for Apple Savings Account. Updating your iPhone to iOS 16.5 or higher is necessary or the application links will not appear. Link to update is below.
What you need to open and maintain an account
iPhone must be updated to latest version of iOS, 16.5 or higher, this requires an iPhone 8 or higher.
Update your iPhone or iPad - Apple Support
iPhone must be updated or you can’t apply. Your Apple Cash account must be verified to transfer funds from Apple Cash account.
Identity verification for Apple Card or Apple Cash - Apple Support
Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.
Set up and use Savings in Apple Wallet - Apple Support
If you would like to view a post with screenshots showing each step, follow this link.
Why can't I open an Apple Savings account? - Apple Community
Please do not confuse Settings app for Wallet app! The Wallet app is where you start to navigate to for approval for Apple Savings account.
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