cclan5 wrote:
I'm concerned that the age of the unit might make it difficult to re-install Monterey 12.6.2
It should not. 2015 iMacs support the internet recovery option which makes extremely simple to reinstall macOS should it need to. Once it's up and running's even if it's on a lower version, updating macOS is still just a matter of downloading the installer from the Mac App Store and running it.
But as I said, restoring the Mac should not change the installed version unless you actually follow steps to get an older version.
which is as I understand it the most recent version that can be installed on this mid 2015 model.
Correct. Monterey is the newest version that can be installed on that model. Missed the fact it is a 2015 model. sorry.